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what is ny pfl

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What Is NY PFL

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Meta Title: What Is NY PFL Tax? New York Paid Family Leave Explained

Meta Description: NY PFL provides 12 weeks of paid family leave at 67% of weekly wages (max $1,177/week in 2025). Funded by 0.373% employee payroll deduction. Job protection included.


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H1

What Is NY PFL? New York Paid Family Leave Program Guide


ANSWER SECTION

NY PFL (New York Paid Family Leave) is a state-mandated insurance program providing 12 weeks of paid leave at 67% of your average weekly wage for eligible employees. Funded entirely by a 0.373% payroll deduction from employee wages (capped at the statewide average weekly wage), the program covers bonding with a new child, caring for a seriously ill family member, or handling needs related to a family member's military deployment. The 2025 maximum weekly benefit is $1,177.05.


H2: What NY PFL Covers

Eligible leave reasons:

1. Bonding with a new child:

  • Birth of a child (both parents eligible)
  • Adoption or foster care placement
  • Must be taken within first 12 months

2. Caring for a family member:

  • Spouse, domestic partner, child, parent, parent-in-law, grandparent, or grandchild
  • Must have a serious health condition requiring care
  • Includes physical and psychological conditions

3. Military deployment:

  • Qualifying exigency when family member is deployed abroad
  • Covers activities related to deployment notification

H2: 2025 NY PFL Benefits and Limits

Benefit amount: 67% of your average weekly wage (based on last 8 weeks worked)

Maximum weekly benefit (2025): $1,177.05

Maximum duration: 12 weeks per 52-week period

Job protection: Your employer must hold your job or provide equivalent position upon return

Health insurance: Continues during leave as if you were actively working

Eligibility: Full-time employees after 26 consecutive weeks; part-time employees after 175 days worked


H2: NY PFL Payroll Deduction Rate

Employee contribution rate (2025): 0.373% of gross wages

Wage cap: Contributions apply only up to the New York State Average Weekly Wage (NYSAWW)

  • 2025 cap: $1,757.19 per week
  • Maximum annual employee contribution: ~$322

Employer responsibility:

  • Collect employee contributions through payroll
  • Remit to the insurance carrier
  • May not deduct more than the statutory rate

Key Form: W-2 Box 14 (shows NYPFL contributions for informational purposes)


H2: How to Apply for NY PFL

Step 1: Notify your employer at least 30 days before leave (if foreseeable) or as soon as possible

Step 2: Request the required forms from your employer or their insurance carrier

Step 3: Complete the Request for Paid Family Leave form

Step 4: Provide supporting documentation:

  • Birth certificate or adoption papers (bonding leave)
  • Certification of serious health condition (care leave)
  • Military deployment documentation (military leave)

Step 5: Submit to the insurance carrier for approval

Benefits begin on the first day of qualifying leave (no waiting period).


H2: Related Tax Questions

For information on how NY PFL benefits are taxed, see our NY PFL taxes guide covering federal and state tax treatment.

Learn where NYPFL appears on your W-2 in our what is NY PFL tax page for W-2 box references.

For comparison with California's similar program, review our SDI tax guide covering State Disability Insurance programs.


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